Loans from 18 years in Estonia total: 14

List of Estonian credit companies that allow the issuance of loans to persons who have reached the age of 18. Usually, loans are issued from the age of 21.

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Altero

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Altero

Summa: 1000౼25000 EUR
Periood: 3౼84 kuud
Aastaintress: 5.8౼41.35 %
Vanus: alates 18 aastat

Amount: 1000౼25000 EUR
Term: 3౼84 months
Interest: 5.8౼41.35 % per year
Age: from 18 years

Laenunäide: 5000 EUR suuruse laenusumma puhul, laenu tähtajaga 36 kuud, intressimääraga 7.9%, KKM-iga 22.2% tagastamata laenusummalt on kogu tagasimakstav summa 5870.17 EUR. Välja toodud arvutuskäik on informatiivne. Täpse laenusumma ja igakuise makse suuruse saad teada pärast taotluse läbivaatamist! Laenusumma 5000 EUR korral on tarbijakrediidi valimisel võimalik intressimäär alates 5,8% kuni 41,35%. Krediidi kulukuse aastamäär ehk krediidi kulukuse aastamäär viitab teie laenu aastasele kogukulule.

Altero – Compare loan offers!

We want Altero clients to be able to navigate the financial market, improve their financial skills, and make correct and reasonable decisions, evaluating all the nuances associated with financial products, including the ability to repay loans. The solution should be simple. We simplify this process for our clients in several ways: you only need to fill out one application.

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Credit24

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_Rating: 3.0/10 (Votes: 6)
4
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Credit24

Summa: 100౼5000 EUR
Periood: 1౼60 kuud
Aastaintress: 27.24౼51.78 % KKM
Vanus: alates 18 aastat

Amount: 100౼5000 EUR
Term: 1౼60 months
Interest: 27.24౼51.78 % APR
Age: from 18 years

Laenunäide: Credit24 pakub krediiti krediidikonto (krediidiliin) limiidi alusel. Näiteks 1600€ laenamisel 12 kuuks, fikseeritud intressimääraga 42,46% aastas on KKM 51,78% (maksimum KKM/max. APR 51,78%) aastas, tagasimaksete summa 1991€ ning kogusumma 1991€. Tagasimakseperioodi võib varieeruda vahemikus 3 – 60 kuud. Pärast taotluse esitamist avatakse Sulle personaalne krediidilimiit, millelt saad endale sobival ajal ja sobivas mahus vaba limiidi ulatuses teha väljamakseid enda pangakontole.

Credit24 – Credit account!

Credit24 offers unsecured short-term consumer loans and credit accounts to individuals. We have over 380,000 good customer relationships in Estonia, and for many years we have been recognized for our good service. We gave our clients additional cash of 204 million euros, which helped them to realize some long-term dreams, to cover unexpected expenses or to be more flexible in dealing with everyday expenses.

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Raha24

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_Rating: 4.0/10 (Votes: 3)
5
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Raha24

Summa: 100౼10000 EUR
Periood: 5౼60 kuud
Aastaintress: 29.76౼52 % KKM
Vanus: alates 18 aastat

Amount: 100౼10000 EUR
Term: 5౼60 months
Interest: 29.76౼52 % APR
Age: from 18 years

Laenunäide: 860 euro laenamisel 22 kuuks fikseeritud intressimääraga 44,30% aastas on krediidi kulukuse määr 51,97% aastas, lepingutasu 77,40 eurot, tagasimaksete summa 1307,94 eurot (22 tagasimakset) ja makstav kogusumma 1385,34 eurot. Laenutingimused: laenusumma 100 kuni 10000 eurot. Laenuperiood 5 kuni 60 kuud. Krediidi kulukuse määra miinimum on 29,76% ja maksimum 52%. Vali ise, millal laenumakseid alustad. Igakuiseid osamakseid saad alustada kas järgmisest või alles kolmandast kuust.

Raha24 – Unsecured loan up to 5,000 euros!

Speed is our goal and the main reason why customers prefer us. We value the time of our clients and therefore we do our best to communicate between us as efficiently and quickly as possible. Fast order fulfillment process. We do not ask you unnecessary questions – only those that are necessary for us to draw up the best loan offer for you. In case of a positive decision on the loan, we will immediately send the money to your bank account.

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Moneyzen

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_Rating: 10.0/10 (Votes: 1)
7

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Moneyzen

Summa: 400౼10000 EUR
Periood: 1౼36 kuud
Aastaintress: 18 %
Vanus: 18౼73 aastat

Amount: 400౼10000 EUR
Term: 1౼36 months
Interest: 18 % per year
Age: 18౼73 years

Laenunäide: Laenates 1 000 eurot 2 aastaks fikseeritud aastase intressimääraga 21,52% ja kuumaksega 54,64 eurot on krediidi kulukuse määr 36,91%. Kogu laenuperioodi jooksul tagasi makstav summa on 1 350,38 eurot, millest 239,38 eurot moodustavad intressimaksed, 72,00 eurot laenu haldustasu, lepingutasu 30,00 eurot ja ZenFundi makse 9,00 eurot. Laen läheb kahe aasta jooksul maksma 350,38 eurot. Maksimaalselt võib krediidi kulukuse maksimaalne määr olla 50,16%.

Moneyzen – Responsible lending!

MoneyZen is a financial portal created for people that combines money, transparency and humanity. With the help of MoneyZen, people have the opportunity to help each other with money. It is an honest, wise, and humane way to mediate money that provides peace and satisfaction to all parties. On the financial portal MoneyZen, each user can determine for himself on what conditions he wants to receive or issue a loan.

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Primero

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_Rating: 7.0/10 (Votes: 3)
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Primero

Summa: 2000౼25000 EUR
Periood: 6౼84 kuud
Aastaintress: 18.03౼37.59 % KKM
Vanus: 18౼75 aastat

Amount: 2000౼25000 EUR
Term: 6౼84 months
Interest: 18.03౼37.59 % APR
Age: 18౼75 years

Laenunäide: laenusummaga 5000 eurot, tähtajaga 6 aastaks, lepingutasuga 5%, aastase intressiga 15%, on krediidi kulukuse määr 18,3%, igakuine laenu tagasimakse 111,01 eurot ning laenu tagasimakse summa kokku 7 992,82 eurot. Sissemakset ei ole vaja, laenu võid taotleda 2000 – 25 000 eurot tagasimakseperioodiga 6 – 84 kuud. Lepingu sõlmimise tasu on 5% laenusummast, mille saad lisada maksegraafikusse. Intressimäär on alates 15% aastas ja intressi arvestame laenujäägilt.

Primero – Freedom to move!

Primero Finance OÜ is a part of the international company Eleving Group, which was founded in 2012. Today, the Eleving Group has developed into a strong player internationally – in 2020 and 2021, the Financial Times recognized the Eleving Group as one of the fastest growing companies in Europe. Our deep desire is to give you the freedom and independence that is one of the most important values ​​in today’s fast-changing world.

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Mogo

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_Rating: 10.0/10 (Votes: 2)
10

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Mogo

Summa: 500౼25000 EUR
Periood: 12౼84 kuud
Aastaintress: 29.07౼39.18 % KKM
Vanus: 18౼75 aastat

Amount: 500౼25000 EUR
Term: 12౼84 months
Interest: 29.07౼39.18 % APR
Age: 18౼75 years

Laenunäide: Näiteks laen summas 4500 eurot, tähtajaga 5 aastat, intressiga 1,99%, on krediidi kulukuse määr 23,9%, igakuine laenu tagasimakse 124,05 eurot ning laenu tagasimakse summa kokku 8931,62 eurot. Taotluse menetlemine ja pakkumise tegemine 1 tunni jooksul, Lepingutasu 0 EUR, Intressi arvestame Sinu laenujäägilt, Laenu põhiosa vähendamine tasuta, Laenu ennetähtaegne tagastamine tasuta, Soodne intressimäär alates 1.75% kuus, Lisatõendeid ega Kasko kindlustust ei ole vaja.

Mogo – Unsecured car loan!

Mogo has been operating in Estonia since 2013 and we are one of the leading providers of vehicle-based credit solutions. Mogo OÜ has a creditor’s activity license issued by the Financial Supervision Authority for issuing consumer credit. As a lender, we follow good practices in responsible lending and anti-money laundering principles.

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Clementer

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_Rating: 3.0/10 (Votes: 5)
11

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Clementer

Summa: 1000౼100000 EUR
Periood: 1౼120 kuud
Aastaintress: alates 10 %
Vanus: alates 18 aastat

Amount: 1000౼100000 EUR
Term: 1౼120 months
Interest: from 10 %
Age: from 18 years

Laenunäide: 20 000 euro laenamisel viieks aastaks, 60 igakuise annuiteetmaksega, fikseeritud intressimääraga 10% ja lepingutasuga 200 eurot, on krediidi kulukuse määr 10,95% (ei sisalda hüpoteegi seadmisega ja kindlustamisega seotud kulusid), igakuine laenumakse 424,94 eurot, laenu tagasimaksete summa 25 496,45 eurot ja laenu kogusumma 25 696,45 eurot. Laenuleping tagatakse kinnisvarale seatud hüpoteegiga. Kindlustuslepingu sõlmimine on kohustuslik.

Clementer – Loans secured by real estate!

Clementer OÜ is a company based on Estonian capital that offers its clients loans secured by real estate. Our reliable team offers you only the highest quality financial services. We have many years of experience in the Estonian financial services market, in particular in the field of investing and providing consumer loans.

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Vordle

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Vordle

Summa: 300౼10000 EUR
Periood: 3౼84 kuud
Aastaintress: 16.3౼48.1 % KKM
Vanus: alates 18 aastat

Amount: 300౼10000 EUR
Term: 3౼84 months
Interest: 16.3౼48.1 % APR
Age: from 18 years

Laenunäide: laenates 5000€ 5 aastaks fikseeritud intressiga 15,9%, lepingutasuga 250€ ja igakuise laenuhaldustasuga 2,9€ on krediidi kulukuse määr 20,98%, kuumakse 136,36€ ning laenu kogusumma ja tagasimaksete summa 8181,44€. Laen 500-20 000 eurot, periood 3-84 kuud, intress alates 6,9%, krediidi kulukuse määr 10,83-50,85%. Lõplik pakkumine sõltub sinu krediidivõimekusest ja valitud laenusummast. Täida laenutaotlus vähem kui 5 minutiga. Väikelaenu intress algab 6,9% aastas.

Small loan – Find the best solution for you!

The goal of Võrdle.ee is to help you make smart decisions more easily. We help you find the service that suits you best quickly and conveniently, thereby saving time and money. Whether it’s a loan, an electricity or gas package, traffic insurance or comprehensive insurance – with our help, you can get an objective overview of the offers and make the right choice!

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CoopPank

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_Rating: 3.1/10 (Votes: 11)
15

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CoopPank

Summa: 300౼25000 EUR
Periood: 6౼120 kuud
Aastaintress: alates 7.9 %
Vanus: 18౼75 aastat

Amount: 300౼25000 EUR
Term: 6౼120 months
Interest: from 7.9 % per year
Age: 18౼75 years

Laenunäide: Väikelaenu krediidi kulukuse määr on 22,78% aastas järgmistel näidistingimustel: laenusumma 2250 €, lepinguperiood 36 kuud, tagasimaksete arv 36, fikseeritud intressimäär aastas 17,9% arvestatuna laenujäägilt, lepingutasu 45 €, igakuine haldustasu 1,5 €, igakuine osamakse 82,73 €, krediidi kogusumma 3023,28 € ja tagasimaksete summa 2978,28 €. Fikseeritud aastane intress alates 7,9% laenujäägilt. Laenusumma 300 – 25 000 €. Lepingutasu 2% laenusummast, min 35 €.

CoopPank – Money the same day!

In life, it could more often happen like this: I wanted something – and this is what I got. With Coop Pank, it’s real. You can use a small loan exactly as it suits you. No guarantee is required, and you will receive an answer to your application almost immediately! The loan amount is transferred to the account with Coop Pank on the same business day. If you are not yet a Coop Pank customer, open an account online.

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Creditea

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_Rating: 6.0/10 (Votes: 2)
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Creditea

Summa: 100౼5000 EUR
Periood: 1౼60 kuud
Aastaintress: 27.24౼51.78 % KKM
Vanus: alates 18 aastat

Amount: 100౼5000 EUR
Term: 1౼60 months
Interest: 27.24౼51.78 % APR
Age: from 18 years

Laenunäide: Creditea pakub krediiti krediidikonto (krediidiliin) limiidi alusel. Näiteks 1600€ laenamisel 12 kuuks, fikseeritud intressimääraga 42,46% aastas on KKM 51,78% (maksimum KKM/max. APR 51,78%) aastas, tagasimaksete summa 1991€ ning kogusumma 1991€. Tagasimakseperioodi võib varieeruda vahemikus 3 – 60 kuud. Kasuta krediidikontot koos oma Creditea kaardiga. Kui Sinu maksekontol pole piisavalt raha, saad krediiti vastavalt vajadusele otse kaardiga makstes kasutada.

Creditea – Transparent and secure credit account.

You can conveniently link your credit account to your Creditea card and your home bank. No more waiting for money and filling out a new loan application every time. All you need is the Creditea app, which is always ready to use. Use a credit account with your Creditea card. If there is not enough money in your payment account, you can use the credit as needed by paying directly by card. In addition, you can always transfer money directly to your bank account.

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Kreditum

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Kreditum

Summa: 500౼25000 EUR
Periood: 3౼84 kuud
Aastaintress: 5.8౼41.35 %
Vanus: alates 18 aastat

Amount: 500౼25000 EUR
Term: 3౼84 months
Interest: 5.8౼41.35 % per year
Age: from 18 years

Laenunäide: 5000 EUR suuruse laenusumma puhul, laenu tähtajaga 36 kuud, intressimääraga 7.9%, KKM-iga 22.2% tagastamata laenusummalt on kogu tagasimakstav summa 5870.17 EUR. Välja toodud arvutuskäik on informatiivne. Täpse laenusumma ja igakuise makse suuruse saad teada pärast taotluse läbivaatamist! Laenusumma 5000 EUR korral on tarbijakrediidi valimisel võimalik intressimäär alates 5,8% kuni 41,35%. Krediidi kulukuse aastamäär ehk krediidi kulukuse aastamäär viitab teie laenu aastasele kogukulule.

Kreditum – Best loan comparison!

Kreditum is an online service owned and operated by Summarum Media Oy. Compare different loans up to 25,000 euros quickly and conveniently. Fill out one application and receive multiple offers! Comparison of loans is free and does not obligate you to anything. Fill out Kreditum’s loan comparison application and you will receive a convenient comparative overview of the different loans offered and their terms.

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MiFundo

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_Rating: 4.0/10 (Votes: 3)
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MiFundo

Summa: 1000౼25000 EUR
Periood: 12౼120 kuud
Aastaintress: alates 5.97 %
Vanus: 18౼75 aastat

Amount: 1000౼25000 EUR
Term: 12౼120 months
Interest: from 5.97 % per year
Age: 18౼75 years

Laenunäide: Mifundo vahendusel saadud laenu näidistingimused: laenusumma 7 000 eurot, laenuperiood 6 aastat, aastane intressimäär 5.97%, lepingutasu 75 eurot, laenu haldustasu kuus 1.5 eurot, aastane krediidi kulukuse määr 7.01% aastas, kuumakse 115.91 eurot, tagasimakstav summa kokku 8 528.60 eurot. Väikelaenu intress ei ole seotud EURIBORiga ja saad määrata muutumatu kuumakse kogu laenuperioodiks. Mifundo aitab sul leida heade tingimustega uue laenu või olemasolevale laenule veel parema pakkumise.

MiFundo – The best loan offers!

Mifundo is a cross-border finance platform, connecting people with banks regardless of their location. We are offering for people a borderless banking options. Our service is novel and game changer – no longer the bank is choosing its customers but now the customer can choose the bank between different options from different countries. We have developed an easy-to-use solution for cross-border lending, to make customers lives easier and widen their options significantly.

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Erahoius

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Erahoius

Summa: 5000౼500000 EUR
Periood: 12౼240 kuud
Aastaintress: alates 10 %
Vanus: alates 18 aastat

Amount: 5000౼500000 EUR
Term: 12౼240 months
Interest: from 10 %
Age: from 18 years

Laenunäide: 10 000 € laenusumma puhul perioodiga 7 aastat, fikseeritud intressimääraga 10 % on krediidi kulukuse määr 11,73 % (ei sisalda tagatise seadmise ja kindlustamisega seotud kulusid), igakuine laenumakse 166,17 €, lepingutasu 300 €, laenu tagasimaksete summa 14 257,40 € ja laenu kogusumma 14 557,40 €. Laenu leping tagatakse hüpoteegiga elamukinnisvarale ja laenu võtmisel tuleb sõlmida tagatisvara kindlustusleping. Tallinna HLÜ finantsteenused liikmetele.

Erahoius – Financial cooperative!

Tallinna Hoiu-laenuühistu is a financial institution of a cooperative type (also called a savings and loan company, credit union or financial cooperative), which provides its members with financial services such as savings of money with interest (deposits), lending and other financial services. Tallinna Hoiu-laenuühistu was founded in 2010. The cooperative operates as a profitable institution throughout the territory of the Republic of Estonia.

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EestiHoius

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_Rating: 10.0/10 (Votes: 1)
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EestiHoius

Summa: 5000౼200000 EUR
Periood: 3౼120 kuud
Aastaintress: alates 12 %
Vanus: alates 18 aastat

Amount: 5000౼200000 EUR
Term: 3౼120 months
Interest: from 12 % per year
Age: from 18 years

Laenunäide: Laenu summa 35 000,00 €, Periood 120kuud, Intressimäär 12,00 %, Kuumakse 350,00 €. Finantseerimine kuni 70% kinnisvara soetamise summast, Summa alates 5 000 eurost, Periood 1-10 aastat, Intress alates 12% aastas. Laenutaotluse positiivse vastuse puhul pannakse Teie käsutuses olevale kinnisvarale Ühistu kasuks hüpoteek, mis kustutatakse pärast laenu tagasimaksmist ja laenulepingu lõpetamist. Laenu saamiseks tuleb astuda ühistu liikmeks.

EestiHoius – Flexible loan terms!

Buying a home is an expensive undertaking that requires the buyer to have a large amount of money. Self-financing in this case is from 30% of the cost of the purchased housing, however, in the presence of additional collateral, Eesti Hoius (hereinafter the Company) is ready to lend to members of the society up to 100% of the required amount. To obtain a loan to an individual, a member of the Society, it is necessary to have a permanent place of work and income, which can be confirmed by providing a bank statement.

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