Erahoius

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Erahoius

Summa: 5000౼500000 EUR
Periood: 12౼240 kuud
Aastaintress: alates 10 %
Vanus: alates 18 aastat

Amount: 5000౼500000 EUR
Term: 12౼240 months
Interest: from 10 %
Age: from 18 years

Laenunäide: 10 000 € laenusumma puhul perioodiga 7 aastat, fikseeritud intressimääraga 10 % on krediidi kulukuse määr 11,73 % (ei sisalda tagatise seadmise ja kindlustamisega seotud kulusid), igakuine laenumakse 166,17 €, lepingutasu 300 €, laenu tagasimaksete summa 14 257,40 € ja laenu kogusumma 14 557,40 €. Laenu leping tagatakse hüpoteegiga elamukinnisvarale ja laenu võtmisel tuleb sõlmida tagatisvara kindlustusleping. Tallinna HLÜ finantsteenused liikmetele.

Erahoius – Financial cooperative!

Tallinna Hoiu-laenuühistu is a financial institution of a cooperative type (also called a savings and loan company, credit union or financial cooperative), which provides its members with financial services such as savings of money with interest (deposits), lending and other financial services. Tallinna Hoiu-laenuühistu was founded in 2010. The cooperative operates as a profitable institution throughout the territory of the Republic of Estonia.

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Erahoius

Tallinna Hoiu-laenuühistu aims to provide its members with profitable, high-quality and varied financial services. The members of the cooperative are both its owners and clients at the same time. Tallinna Hoiu-laenuühistu members participate in the management of the cooperative and supervise its activities themselves. The supreme governing body is the general meeting of the members of the cooperative. When making a decision, each member has one vote.

phone Phone: 662 0800
email Email: info@erahoius.ee
web Website: erahoius.ee

Benefits of consumer loans:

Loan amount from 1000 € to 15000 €. Repayment period from 1 to 5 years. Interest rate from 9.9%.

Conditions for obtaining a consumer loan:

Borrower age from 18 years. Having a permanent income. Availability of an identity document. Completed consumer loan application. If necessary, a statement of your bank account.

Basic terms of a loan secured by real estate:

Both an individual and a legal entity can apply for a mortgage loan; Loan amount 5,000-500,000 euros; Repayment period up to 20 years with the possibility of its extension; Interest rate on interest from 7% per year; The pledge is an immovable property in respect of which a mortgage of the first priority is established; Loan amount up to 90% of the market value of the property; The costs of concluding a contract can be paid at the expense of the loan amount; Conclusion of a payment schedule in accordance with the client’s wishes.

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